bank

LendingClub Bank

Direct bank personal loans with rate checking and debt-consolidation options.

BorrowerRisk2.8Moderate concern

What it is

Direct bank personal loans with rate checking and debt-consolidation options.

Cost structure

Origination fee may apply

Main concerns and tradeoffs

Origination fees reduce net proceeds; compare APR rather than payment alone.

Evidence and verification

Classification and concerns are based on the primary source below. Product terms, availability, and company practices can change.

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