direct lender

LightStream

Online unsecured lending division associated with Truist.

BorrowerRisk2.4Lower concern

What it is

Online unsecured lending division associated with Truist.

Cost structure

No fees advertised

Main concerns and tradeoffs

Generally targets strong-credit borrowers; funds cannot be used for every purpose.

Evidence and verification

Classification and concerns are based on the primary source below. Product terms, availability, and company practices can change.

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