direct lender

OneMain Financial

Branch and online installment lender offering secured and unsecured loans.

BorrowerRisk4.3Moderate concern

What it is

Branch and online installment lender offering secured and unsecured loans.

Cost structure

Origination fees vary by state

Main concerns and tradeoffs

Some loans may be secured by a vehicle; optional products and fees require careful review.

Evidence and verification

Classification and concerns are based on the primary source below. Product terms, availability, and company practices can change.

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