marketplace

Prosper

Marketplace platform connecting borrowers with bank-issued personal loans.

BorrowerRisk3.2Moderate concern

What it is

Marketplace platform connecting borrowers with bank-issued personal loans.

Cost structure

Origination fee may apply

Main concerns and tradeoffs

The platform is not itself the originating bank; fees and investor-funded structure need clear reading.

Evidence and verification

Classification and concerns are based on the primary source below. Product terms, availability, and company practices can change.

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