direct lender

SoFi Personal Loans

Large online lender offering fixed-rate personal loans.

BorrowerRisk2.3Lower concern

What it is

Large online lender offering fixed-rate personal loans.

Cost structure

No required origination fee option advertised

Main concerns and tradeoffs

Optional origination-fee structures and displayed discounts can complicate comparisons.

Evidence and verification

Classification and concerns are based on the primary source below. Product terms, availability, and company practices can change.

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