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Online platform offering loans through partner banks.

BorrowerRisk3.7Moderate concern

What it is

Online platform offering loans through partner banks.

Cost structure

Origination fee typically deducted

Main concerns and tradeoffs

Displayed rate discounts may require autopay or direct creditor payment; origination fees can be material.

Evidence and verification

Classification and concerns are based on the primary source below. Product terms, availability, and company practices can change.

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